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High Interest 检查

概述

  • Unlimited transactions
  • 元素 Visa® debit card offers control, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

A Good Option If:

  • You want the flexibility of a traditional checking account while you earn dividends
  • You typically maintain a high daily balance
  • Trade-off: Requires 15 qualifying transactions each statement cycle (such as using your debit card)
High Interest 检查 股息 率  年 
Balances up to $20,000 1.98% 2.00%
Balances greater than $20,000 0.10% 2.00% – 0.86%**
Non-Qualifying 率 0.05% 0.05%

High Interest 检查 Account pays dividends using blended rate tiers meaning the stated dividend rate will be paid on the portion of the balance for each tier. The Annual Percentage Yield (年) for Tier 1 is 2.00% on balances up to $20,000.00 and the **Tier 2 年 ranges from 2.00% to 0.86% on balances from $20,000.01 to $50,000.00. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05%的年. 利率 accurate as of October 1, 2024. All rates are variable and may change without notice at any time. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.

概述

  • No minimum balance
  • Unlimited transactions
  • 元素 Visa® debit card offers control, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

A Good Option If:

  • You use direct deposit, are 50 or older, or are under age 25—no monthly fee!
  • You don't want to have to maintain a minimum balance
  • Trade-off: Account earns no dividends

概述

  • For students ages 10 to 24
  • No minimum balance
  • No overdraft fees
  • Unlimited transactions
  • 元素 Visa® debit card offers control, 安全, and convenience of paying at retailers with a tap, 一个刷, 或者一个芯片

A Good Option If:

  • You are a student that wants the flexibility of no minimum balance with the 安全 of no overdraft fees
  • You want to teach your child how to manage their money